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Reactie op de toespraak van dr. Arnold Mitchem, waarin de nadruk wordt gelegd op talentontwikkeling van studenten door middel van mentoren, tutoren, stages en sollicitatiebegeleiding.
Snel nadat duidelijk werd dat Barack Obama de Amerikaanse presidentsverkiezingen gewonnen had, hield hij in Chicago zijn overwinningstoespraak. Was dit de historische toespraak waar Amerika op zat te wachten? Hoe goed was de speech eigenlijk? Ik zal hier een korte analyse presenteren van Obama's victory speech om aan te tonen dat deze retorisch goed in elkaar steekt.
We provide evidence on the relationship between four different aspects of Financial Literacy: Financial knowledge, attitudes towards money, self-efficacy, and financial behavior. Ninth-grade high school students (N = 2,025) in 22 schools and in four different educational tracks in the western part of the Netherlands took part in the survey. A multilevel analysis at school and individual level was applied. Findings show that financial behavior is highly associated with attitudes towards money as well as financial knowledge. Attitudes towards money, in turn, are associated with financial behavior and financial knowledge. Furthermore, financial knowledge is related to attitudes to-wards money and financial behavior. In order to improve financial behavior among high-school students, financial education programs should have a holistic approach and address all aspects of Financial Literacy.