Overzichtsuitgave bij het 10-jarig bestaan van de gecombineerde onderzoeksgroep LEVO/NP, bestaande uit de leerstoelgroep Levensbeschouwelijke Vorming aan de Universiteit Utrecht (UU) en het lectoraat Normatieve Professionalisering aan de Hogeschool Utrecht (HU). Met bijdragen van: Cok Bakker, Bram de Muynck, Inge Versteegt, Bas van den Berg, Elsbeth Vogel, Anne-Marije de Bruin-Wassinkmaat, George Lengkeek, Gertie Blaauwendraad, Peter Mesker, Dian Fluijt, Edwin van der Zande, Anouk Zuurmond, Jeannette den Ouden, Pim Klamer, Koen Wessels, Saro Lozano Parra, Robert Mentink, Anita Emans, Eline Belgraver, Marije Verkerk, Mathilde Tempelman-Lam, Nicolina Montessori, Ina ter Avest, Remco Coppoolse en Margreeth Kloppenburg.
De schuldenproblematiek in Nederland is nog steeds groeiende. De impact op de schuldenaar, maar ook op de samenleving, is groot. Financiële problemen zijn voor een groot deel een gedragsvraagstuk. In deze dissertatie staat het gedrag van de groep consumenten met een financiële achterstand centraal. Uit de analyses blijkt dat het niet één specifieke gedraging is die leidt tot financiële problemen, maar een combinatie van verschillende gedragingen die het risico op financiële problemen vergroten. Zo spelen niet bijhouden van de administratie, post en niet vooruit plannen een rol. Analyses naar de oorzaken van deze gedragingen laten bovendien zien dat er verschillende factoren en processen zijn die samenhang vertonen met het financiële gedrag. Onder meer de rol van self-efficacy, self-control en sociale steun, is onderzocht en blijken een samenhang te hebben. Financiële problemen kennen een eigen dynamiek. Eenmaal geconfronteerd met financiële problemen, verandert het gedrag van de consument. Deze verandering wordt deels veroorzaakt, doordat hij zich moet aanpassen en bijvoorbeeld meer gaat bezuinigen. Maar de verandering van gedrag is ook het gevolg van processen zoals schaarste en een veranderende houding ten opzichte van schulden.
At the end of January 2015 I was given a research assignment formulated and sponsored by two professors of professorships (hereafter lectoraten) associated with the Academy for Social Studies (SASS), and the manager of Professionals and Bedrijven (hereafter P&B). At a later stage, the research was expanded by the sponsorship of the educational managers of the bachelor and master studies of SPH and MWD. It is a complex assignment with several research perspectives and aims. The main goal was to find out how to make better use of the products of the lectoraten for educational purposes. This umbrella goal included many subordinate aims. One aim concerned identifying the products and prioritizing them according to the educational demands of clients in the field and of teachers of the SASS educational programmes. Another aim was to demonstrate which skills the teachers who develop educational materials need to have and to identify steps necessary to adapt the products. Yet another aim consisted of finding better ways for knowledge to circulate between the lectoraten and the teaching staff of SASS. Finally advising the staff of P & B on marketing and communications in relation to the products of the lectoraten was aimed at. Overview of the reportAs stated, there are multiple assignment-givers (hereafter sponsors). In the first section the general societal context which triggered the assignment has been sketched but contextual aspects related to each of the sponsors have also been identified (in Appendix 1). The individual contexts of sponsors were important because, although they agreed on the broad aims of the assignment, they naturally have specific expectations of the results based on their particular situations. After the background sketch, seven sub-tasks given by the sponsors have been turned into subordinate - research and consultation questions. The second section describes the methods used and measures taken to obtain findings. This includes an identification of the inventory structure, actors involved both intramurally and extramurally (the stakeholders). Next, a Delphi method for developing a profile of learner needs and a list of topics of products is described.In the third section, findings are set out in relation to the 7 sub-research and consultation questions. Some discussion and concluding remarks are given for most of the seven questions. The findings are written in English but most of the quotations from respondents have not been translated so they appear in Dutch. Section four summarises these findings in a compact manner since there were conclusions throughout the findings. Section five offers recommendations in Dutch. Attention is given to the different emphases of the sponsors in the details of recommendations. Please note that many end notes and appendices are offered for further reading since some of the approaches mentioned in the text may be unfamiliar to some readers. A word about terms Both Dutch and English employ a variety of terms to identify the provision (aanbod) of learning for adults in working environments and to identify the learning activities or programmes. This can be confusing but is, unfortunately, unavoidable. In Dutch, the terms ‘deskundigheidsbevordering, nascholing, bijscholing’ and ‘trainingsaanbod’ or occasionally ‘professionalisering’ are all used to indicate what in English is called ‘professional development’ (often abbreviated to PD) or ‘staff development’ or, recently, ‘professionalisation’ The typical Dutch use of the term ‘training’ for almost all stypes of learning activities has a somewhat more restricted meaning in English. Educational activities are often referred to as ‘learning trajectories’; ‘ learning opportunities’ or ‘interventions’ as well as, less commonly, ‘training sessions’ or ‘workshops’. All of the English terms are employed throughout this report. The most commonly used are ‘professionalisation’ or ‘PD’ for the provision and ‘interventions’ to indicate specific educational programmes or activities.
